http://www.aboutcashloans.com/loan/n72.html A debt consolidation loan from your paycheck? Forget about it! Nothing good can come of a debt consolidation loan via your payday advance. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Yes, you can do anything you want with that personal loan - but some things offer much greater stability and results than others. Pay off a single bill keep the electricity running, avoid bounced checks or a loss of services because you have insufficient funds. But use your expensive payday advance as a form of debt consolidation loan? Not only does it NOT make any sense, but its extremely dangerous for your total financial picture to even apply for these high interest debt consolidation loans. The horror the horror! Bleeding form the debt consolidation loan! A debt consolidation loan is only beneficial if it meets the following qualifications: You have several debts totally thousands of dollars - or at least an amount greater than you can repay with a single paycheck. The rates attached to your debt consolidation loan are lower than the combined costs of your outstanding debts. The repayment term is extended to give you greater flexibility in the present And the fast loan against your paycheck fails on all three accounts. You cannot borrow the huge amounts necessary to consolidate those most important debts, and the rates attached to any payday advance will be greater than any debt you currently have - unless the debts are made up of past payday advances. And flexibility in the present? That vanishes whenever you apply for an unsecured loan. The repayment is due on your next payday, and thats not the kind of deadline you need if you want to make things easier for yourself. You have debts, you don't qualify for anything else - what then? Some credit scores are so low they can't even qualify for an unsecured debt consolidation loan - meaning the opportunities for a debt consolidation loan are basically nonexistent for the ultra bad credit hooligans. If you have debts, and a quick loan against your upcoming paycheck is the only aid you can qualify for - just wait for your paycheck to reach your account. Any loan charging 500% APR or greater is not going to play a beneficial role in any form of debt consolidation - no matter how small the debts, and no matter how urgently you need to pay them back. In closing, don't make turn that advance into a debt consolidation loan - there are better ways to go about consolidating your debts. Sat, 26 Jul 2008 15:00:00 EDT http://www.aboutcashloans.com/loan/n76.html An unsecured debt consolidation loan might be your only option in this debt recovery, but payday advances are not the only unsecured loans. We guarantee you will find a more stable, affordable form of unsecured debt consolidation loan somewhere else. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.aboutcashloans.com/loan/n75.html Debt consolidation loans should not even be in the same sentence as payday advances, let alone the same website. Still, people will apply for debt consolidation loans that are actually payday loans. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0